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Building Insurance

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What types of Apartment Buildings and Commercial Buildings can IGM Insure?
IGM can provide insurance for Apartment Buildings, Office Buildings, Shopping Centers, Warehouses, Factories, and most other commercial properties.

What is the difference between Commercial Property Insurance and Commercial General Liability Insurance?
Commercial Property Insurance covers property that has been damaged or destroyed. There are two types of policies: a named peril policy and a broad form policy. Commercial General Liability Insurance protects your business and apartment buildings in the event of personal injury or personal property losses.

When is Commercial Umbrella Insurance Necessary?
Commercial Umbrella Insurance provides additional protection once your primary liability insurance is exhausted. If you have a $1 million General Liability policy and you want additional coverage for $5 million, you will need to purchase a commercial umbrella insurance policy.

Does IGM offer Lead Coverage?
Many older apartment buildings in New York City may contain lead paint and it is important to be protected against lead claims. IGM can help you find a policy that includes Lead Insurance or we can provide you with a stand alone lead policy.

How Can IGM Help?
IGM can help find the Commercial Insurance coverage necessary to protect your business. IGM is located in the Bronx and we service clients throughout Manhattan, Bronx, Brooklyn, Queens, Staten Island, Westchester, New York State, New Jersey and Connecticut.

If you need more information about Building Insurance, please contact us at 718-931-4900.

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