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Equipment Breakdown

You are here: Home1 / Commercial Insurance2 / Equipment Breakdown

Boiler & Machinery Insurance is also known as Equipment Breakdown.  This type of insurance covers the accidental breakdown of almost any machine including steam boilers and other pressure devices.

Does Boiler & Machinery Insurance only cover Equipment Breakdown?
This coverage pays for not only the damage to the machine but also may cover the expense of replacing or repairing damaged equipment or other covered property, the loss of business income, the spoilage of food and the cost to restore data that was lost due to a covered loss.

Who Needs Boiler & Machinery Coverage?
Anyone who runs a business that has mechanical or electrical equipment should consider purchasing a policy.  This insurance covers all types of equipment from photocopiers and fax machines to computers and cash registers to heating and refrigerating systems.

Do Boilers Need to Inspected?
Yes, due to the potential damage that a boiler explosion could cause, most states and cities require boilers and pressure vessels to be inspected annually.

How Can IGM Help?
IGM can help find the Commercial Insurance coverage necessary to protect your business. IGM is located in the Bronx and we service clients throughout Manhattan, Bronx, Brooklyn, Queens, Staten Island, Westchester, New York State, New Jersey and Connecticut.

If you need more information about Equipment Breakdown Insurance, please contact us at 718-931-4900.

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